When seeking in-home care, many people consider hiring a caregiver directly, but hiring a private caregiver can cost you more than money. Let’s look at some of the drawbacks of hiring private caregivers.
Safety: The first, most obvious risk is the safety of you or your loved one. Many private caregivers are compassionate, dedicated people who have the best interests of their clients at heart. But there are also unscrupulous people who go into the private care field precisely because it is easy to take advantage of clients who may be frail, elderly, or cognitively impaired—particularly when distance, busy schedules, or an overload of responsibilities make it difficult for families or friends to keep a close, constant eye on the situation. Such people can exploit or even physically abuse your loved one. However, we conduct extensive background checks, including a criminal background check, drug testing, verification of credentials and training, and reference checks. All our employees are supervised by a healthcare professional.
You become an employer: That means YOU are responsible for paying payroll taxes, reporting wages, filing tax forms, and verifying that your new employee is legally entitled to work in the US. Paying private caregivers under the table is illegal and can lead to extensive penalties with the IRS when discovered.
Work-related injuries: Suppose a caregiver falls while mopping the floor or burns themselves while preparing a meal. If you don’t have workers’ compensation insurance, you can be held liable for medical expenses and disability payments. Our caregivers are bonded and insured.
What’s the backup plan?: What happens if your independent caregiver becomes ill or goes on vacation? We have you covered, with back-up staffing, relief staffing, and on-call caregivers who are available 24/7 to meet your most urgent needs.
The risks of hiring a private caregiver often outweigh any potential, short-term cost savings. Support from a professional home care agency like us provides invaluable protection, convenience, and assurance for you and your family.